Lawton Real Estate, Inc



Posted by Lawton Real Estate, Inc on 9/20/2018

Whether you call it a "rainy day fund" or a "financial cushion", having some money set aside for emergencies or unexpected expenses can help keep life on an even keel.

Although health insurance and a homeowners' policy can provide a measure of protection, insurance deductibles can take a large bite out of your bank account.

In addition to all the predictable expenses that accompany home ownership, mechanical systems like furnaces, hot water heaters, and air conditioning units have a way of breaking down at the most inopportune times. Another crisis that many people aren't prepared for is the potential loss of a job. When families don't have money set aside to weather the storm of an unplanned income loss, then there's no "safety net" to cushion the fall.

Strategies For Saving Money

The good news is that there are plenty of ways to build up financial reserves, but it often requires self discipline, a new set of habits, and the intention to make it happen. One of the first steps to putting some money aside for a rainy day is to open up a separate bank account. If you put extra money in your regular account -- or (even worse) keep it around the house -- chances are it will get spent pretty quickly. However, if it's deposited into a separate account that's designated for emergencies, unexpected household expenses, or even a college fund, then it'll stand a greater chance of being left alone until it's needed. Putting money aside does take some doing, but it can contribute to your family's financial security and ability to do things that are important to you.

If you have a tight budget, you're probably wondering where this extra money is going to come from! Sometimes, the very act of developing a written budget can provide you with clues and ideas for reducing your expenses. You'd also be amazed at how much the savings can add up when you comparison shop, buy in bulk, use coupons, negotiate lower interest charges on your credit cards, quit smoking, car pool to work, cut back on restaurant food, and make up your mind to live just a little more frugally.

Depending on how committed you are to creating a financial cushion, you could also make the fund grow faster by depositing a percentage of Christmas bonuses, tax refunds, manufacturer rebates, salary increases (raises), and other sources of extra income. Additional ways to beef up your financial safety net could include getting a part-time job, doing freelance work, holding a garage sale, or selling unwanted items through ads or flyers. When you pay off credit cards, car loans, or other debts, you could also redirect some or all of those monthly payments into your "future needs fund."

Whatever you decide to call it, it's nice to know that there's some extra money on hand for unexpected expenses, emergencies, potential job losses, college tuition, weddings, family vacations, home renovations, nursing home costs, or even retirement.






Posted by Lawton Real Estate, Inc on 9/19/2018


43 Campbell Street, Woburn, MA 01801

Central Square

Rental

$2,100
Price

5
Rooms
2
Beds
1/1
Full/Half Baths
Ready to move in. Walk to Woburn Center and the 354 Bus to Boston. Bright and Sunny, Walk in closets in both bedrooms. Patio area for grilling.
Open House
No scheduled Open Houses

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Tags: Real-Estate   Woburn   01801   Rental  
Categories: New Homes  


Posted by Lawton Real Estate, Inc on 9/13/2018


855 Main St, Woburn, MA 01801

North Woburn

Rental

$2,495
Price

5
Rooms
2
Beds
2
Baths
Lots of natural light in the convenient location known as Newbridge Village was built in 2015. Parking includes 2 deeded spaces. Extra storage in the partially finished basement. Open Floor plan with high ceilings. Laundry hookups in unit. Brand new kitchen with stainless steel appliances and granite counter tops.
Open House
No scheduled Open Houses

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Tags: Real-Estate   Woburn   01801   Rental  
Categories: Price Change  


Posted by Lawton Real Estate, Inc on 9/13/2018

In today's real estate market, hardwood floors are a highly desired feature in a house. Potential buyers are often turned off by homes with carpeted floors because it's almost impossible to keep them clean. Time is not on your side when it comes to maintaining nice-looking carpeted floors!

No matter how careful you are, sooner or later someone's going to knock over a glass of grape juice or wine -- and that's only the short list of accidents waiting to happen! While dogs and cats can be a wonderful addition to any family, they are not a friend of floors -- either carpeted or hardwood.

In theory, hardwood floors are easier to clean than carpeting because of the absorbency factor. If your carpeting hasn't been treated with a stain-resistant chemical, it will quickly absorb stains, spills, and pet accidents faster than you can clean them up! Although the latest carpeting materials are much more stain resistant than earlier versions, spills that are not noticed and cleaned up quickly may cause permanent damage.

Spills, water, and pet urine can also wreak havoc on hardwood floors, so a quick response is essential to preventing damage. Here are a few other tips for keeping your floors looking clean and beautiful.

  • Door mats can be helpful in minimizing the amount of dirt and grit that gets tracked into your home. What homeowners and even housekeepers sometimes forget is that door mats need to be shaken out on a regular basis. If they're not, dirt, soil, and other debris will accumulate on the mats, causing them to create more of a problem than a solution! Door mats need to be replaced periodically, too, when they become too worn down or wet to be of any use.
  • Shoe removal: This is a difficult policy to enforce, but it will make house cleaning and floor maintenance easier and more effective. Whether you're talking about carpeting or hardwood floors, shoes are invariably going to track in dirt, grime, water, mud, and other miscellaneous contaminants!
  • The right cleaning methods: Although it's always a good idea to follow manufacturer recommendations when cleaning any type of flooring, hardwood floors often need to be treated with more care than their carpeted counterparts. Since there are a lot of ways to scratch, dent, or gouge hardwood floor surfaces, it's crucial to avoid trying to scrub away spills or stains with any abrasive material. To remove potentially damaging grit, floors should be regularly cleaned with a soft dust mop or broom with soft bristles. Ideally, your vacuum cleaner should also be padded on the bottom to avoid scratching the finish of your wood floors.
While any kind of flooring can be subject to wear and tear over time, the good news is that you can take preventative steps to protect your floors and keep them looking great for many years to come!





Posted by Lawton Real Estate, Inc on 9/7/2018

FINALLY a chance at home ownership!! Beautiful TWO BEDROOM UNIT at the much desirable PARK PLACE. Easy access to highways, stores, fine restaurants. Once you enter the small complex you feel at home. Well maintained complex with inground swimming pool, grilling area, and outside space to enjoy. Inside the unit you will find hardwood flooring, granite countertops with upgraded white cabinets, stainless appliances and most importantly CLOSET SPACE. Both bedrooms have hardwood, ceiling fans, and DOUBLE CLOSETS. There are two closets in living area and a full linen in bathroom. Lastly a pantry closet in hallway! Living Room is sun drenched with recessed lighting, pleasant paint colors, and hardwood flooring. Extra storage, laundry in the building and two assigned parking spaces finish this perfect place - HOME!

More Info on this Property | New Listing Alerts




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